9 Things You Should Always Negotiate For a Better Price – Gistdigest24 news

9 Things You Should Always Negotiate For a Better Price - Gistdigest24 news


9 Things You Should Always Negotiate For a Better Price – Gistdigest24 news

Negotiation: Whether we like it, some of the best ways to get — and keep — money in our pockets is through negotiation. By now we know to haggle when we start a new job or are up for a raise. We also know we should never purchase a home or a car at sticker price — there’s always wiggle room, where we can save some significant cash. But what about the myriad of other bills and fees you pay throughout a lifetime?

As my husband once told me when we were discussing a gym membership, “Everything is negotiable.” We might prefer to take a quoted price as is, but if you’re looking to save money, starting a negotiation can yield surprising results. You might think there isn’t room for any back-and-forth on price, but in most cases you can get a better deal than is advertised — as long as you have the right leverage.

And no, you don’t need to possess the questionable tactics of mob boss and Godfather Don Vito Corleone to “make a deal they can’t refuse.” All you need to do is know how, and when, to ask for a better bargain. Most industries are in steep competition with other companies, and you might be pleasantly surprised by how much they’re willing to barter for your business.

Why negotiate at all?Before going into a negotiation of any sort, however, it’s important to think of your end goal, as well as the goal of the person on the other end of the deal. If you can establish a give and take, you’re more likely to reach an agreement that benefits both of you, writes expert negotiator Gavin Kennedy in his book, Everything is Negotiable. “We negotiate with partners to obtain the joint decision we seek because we need their cooperation to find the best deal for both of us,” he begins. “If each of us only thinks of the best deal for ourselves it’s going to be a long fight to no solution, unless we both change our attitudes.”

In most cases, we negotiate on price because we need (or at least would like) to pay less. Retaining you as a customer is important for the business, because in most cases they need to make money from you — even if it’s a bit less than the sticker price they’re charging. By realizing that, it becomes possible to see the leverage we have as consumers.

Across the board, local businesses will typically have more leeway to negotiate prices and services than big chains. However, there are certain cases where calling up a national brand can still lead to savings on your bills. Aside from the obvious car and home negotiations, here are nine other things that you can typically negotiate for a lower price.

1. Mortgage rates
If you and your realtor were able to purchase your home for less than the asking price, congratulations! However, that’s not the only expense that’s negotiable when purchasing a home. The Federal Trade Commission strongly advises shopping around at different lenders to find out what your rates will be on the mortgage. While your credit picture will be the same, lenders can vary by a surprising amount. You’ll often find the best deal with a bank you’ve been loyal to in the past, but you can sometimes find better deals elsewhere.

If you’d like to stay with your bank but find a better deal elsewhere, you might be able to secure a similar deal at your bank if you ask. Lenders can also negotiate some of the fees they charge during the loan process, depending on how much money you put in a down payment, along with the terms of your loan. Knowing what other lenders are charging will give you leverage to get the best deal possible.

2. Your cable/internet/cellphone bills
Nothing is more frustrating than enjoying a promotional rate for a year or so, only to find your fees for basic utilities skyrocket once that period is over. Pay attention to when your rate is scheduled to rise, and check out competitors’ promotional prices for new customers. A month or so before your plan will increase, call your provider and ask them to match or beat their competitor’s price. You might not get back to your original price, FOX Business reports, but you’re likely to get pretty close.

Cable companies in particular are notoriously difficult to deal with, but there are shortcuts when you call so you don’t have to wait for hours on hold. Tai McNeely, a money-saving expert and founder of the His & Her Money blog, told GO Banking Rates that she presses the option to “change or cancel your service” in the automated menu. “They won’t leave you on hold because they don’t want to lose you,” she said.

In addition, if you’ve experience poor service like fuzzy channels, dropped calls, or spotty internet availability, call and mention this as a reason you might shop around for a new provider. The blogger at ReadyForZero reports that doing so can get you breaks on your monthly bills, or even get extra services added at no charge to compensate for the inconvenience.

3. Medical bills
The cobweb of medical insurance and billing departments is daunting, especially if you’re facing a bill for major surgery. Experts across the board suggest familiarizing yourself with your insurance benefits, to know exactly what they do and do not cover. Billing errors do happen, and knowing the estimated tab for your insurance company can help you spot those issues quickly.

On top of that, there’s sometimes wiggle room even in what you’re charged for a procedure to begin with. If it’s elective surgery, GO Banking Rates suggests visiting sites like Healthcare Bluebook to research the typical price for a procedure in your area. If you’re armed with what procedures normally cost, you can make sure you’re not being grossly overcharged.

In addition, TIME suggests asking your doctor if they will accept the insurance company’s determination of “reasonable and customary costs” — a figure that can be dramatically different than what the doctor’s billing office would otherwise charge. On top of that, offering to pay up front with cash instead of credit can sometimes knock 10 to 50% off the bill, Adria Gross, CEO of MedWise Insurance Advocacy, told GO Banking Rates.

4. Various memberships
No matter which memberships you have, you can likely save money on the fees — especially if you’re renewing your membership for another term. As TIME points out, it’s always cheaper for the business to retain a customer than to secure a new one. In that case, know that you might be able to get out of paying another registration fee, or that annual cost you pay.

This is definitely true of most gyms, whose membership fees can often be quite costly. One site suggests approaching the manager on a weekday toward the end of the month. This is when they’ll be most sensitive about their membership quotas, but also have the time to sit with you and negotiate a monthly fee that works for both of you. If you don’t use certain pricey aspects like the pool or personal training time, WiseBread also suggests bartering for a lower price.

5. Insurance rates
As with cable and mortgage rates, this is another category where it pays to shop around. If there’s a company you would prefer to work with, tell them so — and then quote the lower price of a competitor. They’re more likely to work with you if you express your desire to give them your business. In addition, reporting the lowest rate quote to the next company you call can set the bar to your advantage, WiseBread reports.

FOX Business suggests asking how much you’ll save when you bundle insurances like your car, home, and life. If you’ve been a loyal customer and you notice the company is running a promotion you weren’t included in, it doesn’t hurt to call and ask about it. In some cases, they’ll add you simply because you picked up the phone.

6. Lease terms

Negotiation isn’t just for homebuyers. As with membership renewals, it will likely cost a landlord more money to prepare your rental for new tenants than it will to keep you on the lease. Use this to your advantage when you’re discussing the terms of a new lease. “If you pay on time every month, it’ll be worth it for your landlord to offer you a better rate than to take a gamble with a new tenant,” says HuffPost Money Editor Emily Cohn.

In all cases, it’s important to know the real estate market in which you live. If demand for housing is low in your area, you’re more likely to have better luck in getting a better lease renewal price. In those cases, you might even be able to negotiate the asking rent price when you move in for the first time. In addition, be prepared to haggle over who pays for utilities like electricity, water, and trash removal, along with whether you’re allowed to have pets. However, in high-demand areas, don’t expect the landlord to budge as much — or at all. Use a site like Rentometer to see if the rent price is reasonable for your location and type of rental.

7. Credit card fees

If you pay your credit card bills on time and have been a loyal customer, your bargaining leverage increases with the credit provider. FOX Business reports you can often negotiate for a higher credit limit, a lower interest rate, or even waive your annual fees.

If you normally pay on time but incur a late fee for one missed payment, call your issuer and explain the situation. Also mention your stellar track record. In most cases, a simple apology and request for a one-time waiver will make the fee disappear — all you have to do is ask. If you use the card frequently, it also doesn’t hurt to mention that as well, TIME points out. The company isn’t making money off of interest if you pay on time, but it still reaps the transactions fees from the stores where you purchase your items.

8. Mattresses and furniture
Outfitting your home for the first time with a new mattress, living room set, and dining room table can be a budget-buster, but making large purchases at once also gives you some bargaining power. “The best technique is to give the salesperson a reason to give you a discount. A customer offering to take the floor model or willing to wait for a special order or buying multiple pieces as a package deal are examples of reasons to request a discount,” Stephen Antisdel, a consultant who spent 20 years in the furniture business, told TIME.

In all cases, recognize that most furniture retailers mark up their prices significantly. Even sales prices can still net the store between 38% and 46% profits, Lifehacker reports. As with most things, paying up front in cash can give you an extra bargaining chip, and negotiating at smaller independent stores will yield bigger results than haggling at a national chain.

If a salesperson won’t meet you anywhere near the middle, ask to speak with a manager, FOX Business suggests. They often have more leeway on negotiating prices, or can at least knock off delivery fees or other costs you have.

9. Home services
Whether you’re hiring a contractor for a complete kitchen remodel or you’re just trying to get a few trees trimmed in your yard, there’s likely some room for negotiation. It won’t work the same as when you haggle over the price of a new car, Christian Science Monitor reports, but you might score a deal if you choose the right tactics.

For one, hiring for odd jobs over the winter might yield a lower price, since many contractors will be in a slower season. If they need the work, they might be willing to barter. Offering to pay cash up front can also slash the price a bit. If you’re starting a larger project, FOX Business advocates for getting at least three price quotes, then negotiating with the contractor you would prefer to work with. Promising to refer the company to neighbors and future customers can also score you a better deal, TIME says. If the price won’t come down, they might at least be willing to throw in extra services for no extra cost.

Whomever you choose, make sure you don’t get a bargain at the expense of shoddy workmanship or put yourself at risk of liability. Check to make sure the contractor you choose is certified, or at the very least properly insured against any accidents that would happen while they’re on your property. Angie’s List goes over the details of how to ensure you’re protected.

Like The Godfather, negotiate by “making a deal they can’t refuse.” | Paramount Pictures


  1. I simply want to say I am all new to blogging and actually loved you’re web blog. Almost certainly I’m likely to bookmark your site . You amazingly have excellent well written articles. Thanks a bunch for sharing your website page.

  2. I just couldn’t depart your website before suggesting that I really enjoyed the usual information an individual provide on your guests? Is going to be back often in order to check out new posts

  3. Just wish to say your article is as amazing. The clearness in your post is simply nice and i could assume you’re an expert on this subject. Well with your permission allow me to grab your feed to keep updated with forthcoming post. Thanks a million and please continue the enjoyable work.

  4. Thank you a lot for sharing this with all of us you really recognize what you are talking about! Bookmarked. Kindly additionally seek advice from my website =). We could have a hyperlink alternate contract between us!

  5. Thanks so much for giving everyone a very breathtaking possiblity to read critical reviews from this website. It is often very sweet and as well , full of a good time for me personally and my office friends to search your website on the least thrice per week to study the new tips you have got. Of course, we’re always amazed for the remarkable solutions you give. Some 2 tips in this article are clearly the most efficient I’ve ever had.

  6. I must convey my passion for your generosity giving support to women who actually need guidance on this one field. Your real commitment to passing the message throughout came to be amazingly functional and has consistently encouraged those much like me to arrive at their aims. Your amazing helpful suggestions denotes a whole lot to me and much more to my peers. Thanks a lot; from each one of us.

  7. My wife and i were absolutely fortunate Raymond managed to round up his reports with the precious recommendations he discovered from your very own web page. It is now and again perplexing to just continually be giving freely helpful hints that people could have been making money from. And now we discover we have the website owner to thank for this. The entire illustrations you have made, the straightforward web site menu, the friendships you will make it easier to promote – it’s most overwhelming, and it’s helping our son in addition to the family believe that the concept is awesome, which is exceedingly important. Thank you for everything!

  8. Excellent post. I was checking constantly this blog and I’m impressed! Very helpful info particularly the last part 🙂 I care for such information much. I was seeking this certain information for a very long time. Thank you and best of luck.

  9. Thank you for any other informative website. Where else could I get that type of information written in such a perfect manner? I’ve a mission that I’m simply now running on, and I’ve been on the glance out for such info.

  10. hey there and thank you for your information – I have certainly picked up anything new from right here. I did however expertise a few technical points using this website, since I experienced to reload the site a lot of times previous to I could get it to load correctly. I had been wondering if your web host is OK? Not that I am complaining, but sluggish loading instances times will sometimes affect your placement in google and could damage your high-quality score if ads and marketing with Adwords. Anyway I am adding this RSS to my e-mail and could look out for much more of your respective exciting content. Make sure you update this again soon..

  11. What i don’t realize is in truth how you are now not actually a lot more smartly-preferred than you may be now. You’re very intelligent. You realize therefore significantly relating to this matter, produced me for my part imagine it from numerous various angles. Its like men and women are not interested until it is something to accomplish with Girl gaga! Your own stuffs outstanding. All the time handle it up!

  12. I do consider all the ideas you have introduced on your post. They are really convincing and will certainly work. Still, the posts are too short for newbies. Could you please extend them a little from next time? Thank you for the post.

  13. I was suggested this website by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my problem. You’re wonderful! Thanks!

  14. I became thankful to receive a telephone call from my buddy quickly he observed the most important hints shared on the site. Checking your blog article is a real fantastic experience. Thanks for taking into account readers just like me, and I wish on your behalf good achievement for a professional in this subject.

  15. I loved as much as you will receive carried out right here. The sketch is tasteful, your authored subject matter stylish. nonetheless, you command get got an impatience over that you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same nearly a lot often inside case you shield this increase.

  16. What i don’t understood is in reality how you’re no longer really a lot more smartly-favored than you may be now. You are so intelligent. You already know thus significantly on the subject of this topic, made me for my part imagine it from a lot of various angles. Its like men and women are not interested until it is something to do with Girl gaga! Your own stuffs nice. At all times care for it up!

  17. I like what you guys are up too. Such clever work and reporting! Keep up the excellent works guys I have incorporated you guys to my blogroll. I think it will improve the value of my web site :).

  18. We are a group of volunteers and starting a new scheme in our community. Your web site offered us with valuable info to work on. You’ve done an impressive job and our entire community will be grateful to you.

  19. I got what you mean , thanks for putting up.Woh I am delighted to find this website through google. “You must pray that the way be long, full of adventures and experiences.” by Constantine Peter Cavafy.

  20. I just could not go away your site before suggesting that I actually loved the usual info a person supply on your guests? Is gonna be again continuously to inspect new posts

  21. Simply wish to say your article is as surprising. The clarity in your post is just spectacular and i could assume you are an expert on this subject. Fine with your permission let me to grab your RSS feed to keep up to date with forthcoming post. Thanks a million and please keep up the enjoyable work.

  22. Just wish to say your article is as astonishing. The clearness in your post is simply great and i can assume you’re an expert on this subject. Well with your permission let me to grab your RSS feed to keep up to date with forthcoming post. Thanks a million and please carry on the enjoyable work.

  23. Hello There. I found your blog using msn. This is a really well written article. I’ll be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I will certainly return.

  24. obviously like your web site however you have to test the spelling on several of your posts. Many of them are rife with spelling problems and I find it very bothersome to tell the truth then again I¡¦ll surely come back again.

  25. Magnificent goods from you, man. I have understand your stuff previous to and you are just too wonderful. I really like what you have acquired here, certainly like what you’re saying and the way in which you say it. You make it enjoyable and you still take care of to keep it smart. I can’t wait to read much more from you. This is actually a great site.

  26. I loved as much as you will receive carried out right here. The sketch is tasteful, your authored subject matter stylish. nonetheless, you command get bought an impatience over that you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same nearly a lot often inside case you shield this increase.

  27. Thank you for any other informative web site. Where else could I get that kind of info written in such a perfect method? I have a challenge that I am just now running on, and I have been at the glance out for such info.

  28. It is appropriate time to make some plans for the future and it is time to be happy. I have read this post and if I could I desire to suggest you some interesting things or tips. Maybe you could write next articles referring to this article. I wish to read more things about it!

  29. Thank you for sharing superb informations. Your website is very cool. I’m impressed by the details that you¡¦ve on this site. It reveals how nicely you understand this subject. Bookmarked this website page, will come back for extra articles. You, my pal, ROCK! I found simply the info I already searched everywhere and simply couldn’t come across. What a great website.

  30. My wife and i got quite contented Louis could finish up his survey from the ideas he grabbed out of the web page. It’s not at all simplistic to simply possibly be releasing tips and tricks that some people might have been making money from. So we grasp we need the blog owner to give thanks to because of that. The type of illustrations you made, the simple site menu, the relationships you will make it easier to engender – it’s got most terrific, and it’s really letting our son and the family know that this idea is cool, and that’s wonderfully pressing. Thank you for all the pieces!

  31. Thank you, I have just been searching for info approximately this subject for a while and yours is the greatest I have found out till now. But, what about the conclusion? Are you positive in regards to the source?

  32. I would like to thnkx for the efforts you’ve put in writing this site. I’m hoping the same high-grade website post from you in the upcoming also. In fact your creative writing skills has inspired me to get my own blog now. Really the blogging is spreading its wings quickly. Your write up is a great example of it.

  33. I conceive this website has some real great information for everyone :D. “Believe those who are seeking the truth doubt those who find it.” by Andre Gide.

  34. I was suggested this website by my cousin. I am not sure whether this post is written by him as nobody else know such detailed about my trouble. You are incredible! Thanks!

  35. I think this internet site holds some really superb info for everyone :D. “Years wrinkle the skin, but to give up enthusiasm wrinkles the soul.” by Samuel Ullman.

  36. I have been absent for a while, but now I remember why I used to love this website. Thank you, I’ll try and check back more frequently. How frequently you update your web site?

  37. Nice post. I was checking continuously this blog and I’m impressed! Extremely helpful info specifically the last part 🙂 I care for such information much. I was looking for this particular information for a very long time. Thank you and good luck.

  38. I am only commenting to let you be aware of of the remarkable discovery my cousin’s daughter enjoyed viewing the blog. She discovered plenty of details, with the inclusion of what it’s like to have an ideal helping nature to make many more really easily comprehend selected specialized things. You undoubtedly did more than our own expected results. Many thanks for giving such effective, safe, revealing and as well as easy guidance on that topic to Sandra.

  39. Thanks for the sensible critique. Me and my neighbor were just preparing to do some research about this. We got a grab a book from our area library but I think I learned more from this post. I’m very glad to see such wonderful information being shared freely out there.

  40. Thank you, I have just been looking for information about this topic for a while and yours is the best I’ve found out till now. But, what about the conclusion? Are you certain in regards to the supply?

  41. I really enjoy looking at on this site, it holds good content. “And all the winds go sighing, For sweet things dying.” by Christina Georgina Rossetti.

  42. I intended to put you this little bit of note to help give thanks once again for all the incredible suggestions you’ve featured on this website. It has been really incredibly generous with you to convey easily what numerous people would have advertised as an e-book to generate some cash for their own end, certainly considering the fact that you might have tried it if you ever considered necessary. These guidelines likewise acted to become easy way to fully grasp the rest have a similar desire just like my own to understand good deal more in terms of this issue. I’m certain there are several more fun times in the future for many who find out your blog.

  43. Hi, i think that i saw you visited my blog thus i came to “return the favor”.I am trying to find things to enhance my site!I suppose its ok to use some of your ideas!!

  44. Attractive section of content. I just stumbled upon your blog and in accession capital to assert that I get in fact enjoyed account your blog posts. Any way I will be subscribing to your feeds and even I achievement you access consistently quickly.

  45. Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you can do with some pics to drive the message home a bit, but instead of that, this is magnificent blog. A great read. I’ll certainly be back.

  46. Wow! This can be one particular of the most useful blogs We have ever arrive across on this subject. Actually Great. I am also an expert in this topic so I can understand your hard work.

  47. Hello There. I found your blog using msn. This is a really well written article. I will make sure to bookmark it and return to read more of your useful information. Thanks for the post. I’ll definitely return.

  48. I have not checked in here for some time as I thought it was getting boring, but the last several posts are good quality so I guess I’ll add you back to my daily bloglist. You deserve it my friend 🙂


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.